Machine learning models are assessing creditworthiness using alternative data, bringing hundreds of millions into the formal banking system for the first time.
Trading desks are deploying machine learning to spot misconduct months before compliance flags it. The technology is rewriting risk oversight.
Big-bang cutovers are losing. The transformation leads who are actually shipping cloud-native core banking are running greenfield-and-migrate — standing up the new ledger alongside the old and moving customers in cohorts.
The era of funding every neobank is over. In 2026 the capital is flowing to B2B infrastructure, embedded finance, AI-native fintech and compliance tooling — and the bar for a Series A has moved.
DORA has applied since January 2025. A year on, most firms have the policies — but the register of information and concentration-risk obligations are where the real exposure sits. Here is the 2026 operational playbook.
A treasurer's guide to stablecoins in 2026: where they earn their place as a settlement rail, where they don't, and the controls that make conservative use defensible.
A function-by-function map of where AI is actually deployed across banking and finance in 2026 — and why the durable value sits in the back office, not the demo-stage chatbot.
Every software platform now wants to be a bank. The infrastructure exists — but the margin, the risk, and the regulatory scrutiny are not where most people think.
AI-driven wealth management platforms are automating portfolio rebalancing, tax optimisation, and behavioural coaching. What's working—and where human advisers still matter.
Machine learning models trained on alternative data are reshaping credit decisioning — and the big banks are scrambling to keep up.
After years of cautious pilots, banks are moving mission-critical workloads to the cloud. The economics have become impossible to ignore.
PayPal, Visa, and several central banks are now settling real transactions in stablecoins. The window for incumbents to form a view is closing.
Regulatory technology has matured from point solutions into comprehensive compliance platforms. Here is what is worth evaluating right now.
Every SaaS platform wants to be a bank. The infrastructure now exists to make that possible, and the winners are moving fast.
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